Slave to money

Most people know someone who’s been adversely affected by considerable student debt. Over 41 million Americans are, in total, carrying a crippling $1.4 trillion in student loans.

This burden is an obstruction for families, careers, employment, dreams, or retirement. On the other hand, Wall Street, together with Uncle Sam, have made huge lots of money off the student debt crisis.

So how did we get to this point? Who made the most profit and in what way did they do it?

Many investigative reporters have dug into this problem and profiled affected persons. Let’s see how it all started. Sallie Mae was originally a government-sponsored corporation, partly led by public officials. Initially, Sallie Mae was set up to help create a marketplace for federal-issued student debt.

After the organization was privatized, however, Sallie Mae turned into a for-profit, full-service corporation …

Learn to Question and Question to Learn


Having a student mentality does not mean that you can’t pay any attention in class because Todd is going to fight Curtis at playtime. That’s just a regular mentality – we all want to see Todd fight Curtis because Curtis needs to be punched in his stupid face.

A student mentality is an open mind that stays open, regardless of who is teaching it. This is not to imply that you should believe everything you’re told (only if you read it here). It is wise to apply critical thinking to all new information. But at the same time, you should be willing to learn from absolutely anyone.

I used to work for a direct marketing firm, traveling from town to town, generating leads for home improvement companies. It was one of those entry-level, commision-only …

Gifted children and the impact they can have on kids and our society

In the 1920s, Lewis M. Terman became a noted educational psychologist and was considered by many to be the “father of the gifted movement.” In his words, “It should go without saying that the nation’s resources of intellectual talent are the most precious resources we will ever have.”

After fifty years, educators and the U.S. Congress came up with a definition that would help to identify this precious resource. In 1972 Congress passed U.S. Public Law 91-230 Section 806, also known as the Marland Definition.

Using the Marland Definition a school district could identify approximately 3-5 percent of its students as gifted and talented. The question for many educators was, “How and when do we know they are gifted?” Several researchers suggested that it takes 15-20 years to determine if a person identified for a gifted program really is gifted. …

The Borrower is SLAVE to the Lender. Do you agree?

Dave Ramsey often quotes the proverb: “The rich rule over the poor, and the borrower is slave to the lender.”  Last Wednesday while in the post office, my son asked if he could borrow some money until today (when I pay him for his chores).

For the past five days, I have been trying to make this proverb as real as possible to my teenager son.  In fact, after we were done at the post office and got back into the car, Dave Ramsey quoted it on the radio as soon as we turned on the car!

I warned my son: Mom is worse than any loan shark could think of being.  Mom will charge an interest rate that would make payday loan places cringe.  Son will be Mom’s wage slave for a period of five days unless Mom feels …

Dawn Loggins-Homeless to Harvard-Inspiring of Beating the Odds

The story of Dawn Loggins is one of these stories that break your heart and bring you joy at the same time.  Having Will Power means one is able to beat the odds of what’s presented to them.  We are not able to dictate the cards we are dealt, but we do control how we play those cards and how we respond. This is a story I tell my GED students whom I help to pass the GED Math test, it inspired them and it will touch you too.

Dawn Loggins is a great example of how you can will yourself to making your dreams become a reality. Dawn’s story demonstrates great strength, perseverance, and resilience with a determined spirit to not give up.

So, you are wondering, who is Dawn Loggins? Dawn was a straight-A student at Burns …

Get a Head Start on Your Medical Career – Great Nursing Schools in Louisiana

Louisiana – or “The Boot” as it is known to its residents – is an excellent place to pursue a nursing career in the South.

The salaries for nurses in Louisiana are on average higher than those paid to nurses in the nearby states of Arkansas, Mississippi, Oklahoma and Alabama and a continuing shortage of adequately trained nursing professionals means that while other professions may be shrinking in terms of job opportunities nursing continues to grow.

The first step to becoming a nurse there is, of course, choosing between the many fine nursing schools in Louisiana.

Where are the Nursing Jobs in Louisiana?

For graduates of nursing schools in Louisiana, there are employment opportunities all over the state but they are most abundant in cities like New Orleans, Baton Rouge, and Shreveport. According to figures from the LA state government, …

Getting a Second Chance at Success – Obtaining a High School Equivalency Diploma

“You never finished high school?” is a question that many of those who never did get a high school diploma have to face every day.

Unfortunately, those that did not graduate with a high school diploma fall into the lowest income bracket, earning almost 50% less than a high school graduate usually having to take minimum wage jobs that offer little in the way of advancement opportunities. All is not lost though, as earning a high school equivalency diploma is easier and more affordable than ever.

How Do You Get a High School Equivalency Diploma?

A high school equivalency diploma – or GED as it is also still called though there are alternative options – is an opportunity that is available to anyone who wants to take the test. GED preparation can be done either online or in a physical …

Reasons To Choose Online High School

geek_smallInteracting with friends at lunch break, attending prom night, and moving over the school stage at the time of graduation isn’t something students would easily give up, but for a growing number of youngsters, the advantages of signing up for an internet high school are definitely worth it. More and more people who didn’t finish high school simply opt for online high school classes or, what has become very popular, online GED classes and the whole process of preparing for the GED on this website, there are so many videos and mini-tests. Awesome stuff.

Why would they forget about conventional brick-and-mortar high schools and turn to online learning? Here you can find the primary motives why these youngsters, and their parents as well, decide for an online high school.

Teenagers use an Online High School/GED to compensate missed credits
At …

Revisiting Proposition 54 – collecting racial information

Affirmative Action

Some years ago, a Supreme Court case involving an applicant who brought suit alleging that the admission policies of the University of Michigan were discriminatory renewed a heated national discussion on affirmative action, race-based preferences and the merit of diversity criteria in schools and workplaces.

While the Supreme Court’s decision upheld the use of race as a consideration in admissions, nuances of the article led to a revision of the University of Michigan Law School’s admissions policies.

On one hand, opponents of affirmative action argue that the Constitution is designed to protect individuals rather than groups; on the other, reformers point to the historical legacy of discrimination, slavery, and imperialism that has left many groups without equality of opportunity due to discriminatory practices that remain poignant in statistical measures of educational and economic success.…

Percentage of black students graduating in engineering is rising

The percentage of black college graduates majoring in engineering fields has increased from less than 2% to more than 12% in the past 30 years, a U.S. Department of Education report says.

The study compares transcript data of 22,000 to 30,000 students from each of three high school graduating classes — 1995, 2005, and 2015.

Blacks are the only ethnic group with a sustained increase in engineering majors, from 1.7% of the class of 1995 to 6.1% in the class of 2005 to 12.6% in 2015.

By comparison, 4.4% of Latinos in the class of 1995 went into engineering; that increased to 10.7% of the class of 2005 but dropped to 7.5% for 2015. Among Asians, 10.1% in the class of 1995 majored in engineering; that doubled to 20.2% in 2005 but dropped back to 10.8% for 2015.…